Home Credit Philippines has announced new installment financing options for Samsung’s latest foldable smartphones, making the Galaxy Z Fold7 and Z Flip7 more accessible to Filipino consumers through extended payment terms and reduced monthly costs.
What installment options are available via Home Credit?
Home Credit offers 18 or 24-month installment plans at 0% interest for both the Samsung Galaxy Z Fold7 and Z Flip7. Monthly payments start as low as PHP 2,219 for the Flip and PHP 3,439 for the Fold, which translates to daily costs of PHP 74 and PHP 115 respectively.
The financing options cover multiple storage variants:
- Galaxy Z Fold7: 256GB, 512GB, and 1TB configurations
- Galaxy Z Flip7: 256GB and 512GB configurations
Sample calculations are based on a 30% down payment with savings of up to PHP 10,000 applied. Actual terms may vary based on customer eligibility.
What are the pricing details?
| Model | Original Price | 24-Month Installment | Daily Cost |
|---|---|---|---|
| Galaxy Z Fold7 256GB | PHP 112,990 | PHP 3,439 | PHP 115 |
| Galaxy Z Fold7 512GB | PHP 120,990 | PHP 3,469 | PHP 116 |
| Galaxy Z Fold7 1TB | PHP 141,990 | PHP 3,459 | PHP 115 |
| Galaxy Z Flip7 256GB | PHP 70,990 | PHP 2,219 | PHP 74 |
| Galaxy Z Flip7 512GB | PHP 78,990 | PHP 2,449 | PHP 82 |
What makes the Galaxy Z Fold7 distinctive?
The Galaxy Z Fold7 is Samsung’s thinnest and lightest Fold design, powered by the Snapdragon 8 Elite for Galaxy processor. Its 8-inch Dynamic AMOLED 2X main display provides an expansive workspace suitable for multitasking and content creation.
Key features include:
- 200MP wide camera with ProVisual Engine
- One UI 8 optimized for large screen navigation
- Gemini Live integration with multimodal AI capabilities
- Enhanced productivity tools for professional use
The device supports AI-powered interactions that can recognize on-screen content, spoken commands, and user actions, enabling seamless workflow integration.
What defines the Galaxy Z Flip7’s appeal?
The Galaxy Z Flip7 features a compact design with a 4.1-inch Super AMOLED FlexWindow that extends edge-to-edge. This external display allows users to view notifications, reply to messages, and capture photos without unfolding the device.
Notable specifications include:
- 4,300mAh battery supporting up to 31 hours of video playback
- 50MP main camera with next-generation ProVisual Engine
- Gemini Live integration accessible through the cover screen
- Thinner and wider form factor compared to previous models
How does the application process work?
Customers can apply for installment financing at authorized Samsung retailers nationwide that support Home Credit services. The application requires only one valid ID, with eligible applicants receiving approval in as little as one minute.
For added convenience, customers can seek pre-approval through the Home Credit mobile application, available on Google Play, App Store, and Huawei AppGallery. On-site representatives assist with the transaction process to ensure smooth completion.
What protection options are available?
Home Credit Protect offers device protection coverage that includes repair or replacement costs for accidental damage. The plan extends warranty coverage for one additional year beyond the manufacturer’s warranty period.
When bundled with installment packages, Home Credit Protect provides up to two years of protection starting at PHP 3 per day, requiring no additional payments beyond the plan cost. The financing options are currently available across the Philippines through Home Credit’s network of partner retailers.
Download the Home Credit App via Google Play, the App Store, or the Huawei AppGallery. For more information, you may visit Home Credit’s official website or follow its official pages on Facebook, Instagram, and TikTok.
Emman has been writing technical and feature articles since 2010. Prior to this, he became one of the instructors at Asia Pacific College in 2008, and eventually landed a job as Business Analyst and Technical Writer at Integrated Open Source Solutions for almost 3 years.
