Here’s how I paid my bills before they piled up during ECQ


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If there’s one truth that we need to keep in mind during this time of crisis is that the bills that we need to pay never end; they just pile up. While companies have been very helpful in letting us slide by not immediately paying our dues, the amount that we need to pay simply go up every month.

PSA: Don’t let your bills just pile up! Pay on or before due date!

2 days ago, I had to pay 2 months worth of Meralco bills. I live in a building with 3 residential floors and 2 commercial spaces, so you can just imagine how much I actually paid.

Since most offices are closed and getting out of our subdivision is not as easy as before, paying bills is definitely not like a walk in the park especially to those who do not have the means to pay online.

The New Norm

The surge of online payments and alternative ways to send financial support to people we care for have significantly grown. Staying at home has just become the new norm, and it seems that Filipinos are not having a hard time adapting to it.

Bills PaymentI have been using PayMaya, the country’s pioneer in mobile money and payments,  since they set up shop in the country. Since then, I have been making transactions using PayMaya from paying my utility bills, sending money to friends and family, and even helping out our frontliners during this time crisis. To do these, all you have to do is make sure that you have enough funds in your account. On my part, I have been adding money to my PayMaya using mobile banking via Instapay so I don’t need to step out of my home. For those who don’t have mobile banking, PayMaya has over 40,000 Add Money touchpoints nationwide, so it should be pretty accessible.


I have two ways to pay my bills using PayMaya: (1) pay directly using the card details of my PayMaya account to respective payment channels; (2) pay directly via PayMaya App.

Remember the 2-months worth Meralco Bill I recently paid? I paid that by simply going to Meralco Online and paid using the provided VISA virtual PayMaya Card in my app. For Meralco, this is the best way to pay your bills after your due date. Quite useful during ECQ.

The most convenient way, however, is paying bills via the PayMaya app. It’s a simple as doing the following:

    1. Select “Pay Bills” on the homepage of the PayMaya app
    2. Choose the biller
    3. Input the required information (you can also opt to scan the bar code of your bills!)
    4. Enter the amount to be paid
    5. Confirm the payment
    6. Wait for PayMaya’s confirmation on your payment via SMS

Regardless of what you choose, you know that you have several ways to pay off your bills on time. No excuses.

What else can you do with PayMaya?

While PayMaya may be used as your go-to bills payment channel, you can maximize it by using it to earn and also help people.

As a blogger, I also do affiliate marketing and content creation. I earn in the process, and I usually receive payments using my PayPal account. I can then send my PayPal fund to my PayMaya account without any issues. If, for instance, you stream games for a living or even earn from your YouTube videos, accepting money thru PayMaya is something you can also do.

one against covidExtending help to other people, especially to COVID-19 frontliners, is another way you can do via PayMaya. Nested within the “Bills Payment” section of PayMaya are multiple organizations that are conducting various response and relief operations against COVID-19, which you can donate your money to. The process is as simple as paying your bills. All you have to do now is look for the organizations with #OneAgainstCOVID19 in their names on the app’s Pay Bills function.


“Sana all!”

I should not have said that. I hate it, but at this point, I am making an exemption. Embracing what PayMaya can do is the logical way to go at this point.

A lot of Filipinos do not have access to credit card, and having an alternative way to pay online is the way to go. So yeah – I hope Filipinos would not mind heeding this logical call to get an account and enjoy everything it offers.

To learn how you can maximize your PayMaya account, visit


 | Website

Giancarlo Viterbo is a Filipino Technology Journalist, blogger and Editor of, He is also a Geek, Dad and a Husband. He knows a lot about washing the dishes, doing some errands and following instructions from his boss on his day job. Follow him on twitter: @gianviterbo and @gadgetpilipinas.

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